StartupTalky presents Recap’25, a series of exclusive interviews where we connect with founders and industry leaders to reflect on their journey in 2025 and discuss their vision for the future.In this edition of Recap’25, StartupTalky speaks with Mr. Ranjan Agarwal, Chief Executive Officer & Co-Founder of Collectedge, who reflects on a year shaped by rapid evolution in India’s credit and collections ecosystem. Agarwal shares how Collectedge strengthened its position as a full-stack, compliance-first receivables and collections platform – bringing structure, transparency, and accountability to an industry long marked by fragmentation. He discusses the expansion of Collectedge’s capabilities across call-based recoveries, nationwide field operations, litigation support, and multi-channel digital communication, alongside the growing role of data, automation, and AI in driving ethical, scalable recoveries. Ranjan also highlights shifting lender expectations around visibility and compliance, the challenges of maintaining consistent execution at scale, and the significant opportunities ahead in BNPL, SME credit, and B2B receivables as Collectedge enters 2026 focused on disciplined growth, operational rigor, and responsible recovery infrastructure.StartupTalky: What service does Collectedge provide? What was the motivation/vision with which you started? Ranjan Agarwal: Collectedge is a full-stack receivables and collections management platform that enables lenders and businesses to manage their entire collections…  ​Read MoreStartupTalky- Business News, Insights and Stories