Built on pillars of ingenuity, India’s fintech industry, now home to nearly 10,000 companies, is on the cusp of a structural transformation. While UPI anchored the first wave of digital payments, the next frontier moves beyond faster apps toward adding a layer of autonomous intelligence to the entire user experience.Technologies, such as Artificial Intelligence (AI), Machine Learning (ML), and Blockchain, along with models like embedded finance, AI-powered credit decisioning, personalised financial planning for MSMEs, and real-time payment innovation go beyond digital wallets or developing faster mobile apps, adding a layer of intelligence to the entire user experience.The shift from simple automation to autonomous systems, that learn, predict, and act on behalf of users, is structurally changing the landscape.The shift to agentic intelligenceThe fintech market reached $30 billion in 2025, with 88% adoption among top performers. In 2026, we’ll see businesses transcend backward-looking reporting by deploying self-correcting AI and autonomous agents that turn foresight into a competitive advantage. While traditional chatbots handle rule-based tasks, agentic advisory executes complex workflows, empowering customers to make intelligent decisions powered by predictive science.The true power of this shift lies in the synergy of AI and human intelligence (HI). By pairing advanced agentic AI with HI,… Read MoreYourStory RSS Feed
