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Managing money during sudden emergencies can be overwhelming, especially when delays and paperwork slow things down. To address this issue, the State Bank of India has introduced a digital loan option designed for quick access to funds. SBI Introduces Instant Digital Loans to Help During Financial Emergencies The initiative is meant to help customers secure personal loans rapidly without the need to visit a branch. This facility, called the Real Time Express Credit scheme, focuses on speed, ease, and minimal formalities. The entire loan journey is conducted online, making it suitable for urgent financial requirements. The scheme is structured as a digital personal loan that allows customers to borrow substantial amounts within minutes. Applications are submitted through the YONO mobile app, removing the need for physical documents. Because the process is app-based, customers are not required to make in-person visits to bank branches. The loan can be used to cover immediate expenses such as medical emergencies, education-related costs, weddings, or other urgent needs. Digital verification and automated checks ensure that approvals are completed quickly, often within minutes. SBI’s Real-Time Credit Scheme Offers Loans from ₹1 Lakh to ₹35 Lakh Under this scheme, eligible customers can apply for loan amounts starting…  ​Read MoreBusiness Archives - Trak.in - Indian Business of Tech, Mobile & Startups

Ecommerce major Meesho’s consolidated net loss zoomed 13X to INR 490.7 Cr in the December 2025 quarter (Q3 FY26) from…

For a long time, PhonePe has been explained in one line: a UPI app. That line works in everyday conversation but limits how people understand the company. What PhonePe is building is not just leadership in payments, but a broader play to become a distribution-led financial platform.The Foundation: UPI as Daily HabitPhonePe's advantage begins with habit. UPI is not only a payment rail—it is a daily behavior. That frequency gives PhonePe a powerful front door into users' financial lives. The company's approach is to use that entry point to expand into adjacent, repeat-use categories and then into higher-value financial services.The strategic question is simple: how do you convert reach and repeat usage into diversified revenue, stronger unit economics, and a business that can compound beyond a single product category?Payments as Entry, Not ExitPayments are the starting point, but the behavior they create naturally expands into other high-frequency use cases: recharges, bills, FASTag, travel. Each category strengthens the loop. Users return more often, merchants see more activity, and the platform learns enough about intent to make the next offerings more relevant. This is how a utility becomes an ecosystem without forcing users to change habits.Financial Services: The Diversification PlayPhonePe's most significant…  ​Read More​YourStory RSS Feed

As domestic markets closed on 30 January 2026, both gold and silver prices in India retreated from recent peaks, with silver showing notably higher...

The Delhi government has decided to offer collateral-free loans worth up to Rs 10 crore to city-based entrepreneurs in a major boost to micro and small enterprises. Delhi Government Offering Collater-free Loans  In this regard, the Chief Minister Rekha Gupta, along with the Industries Minister Manjinder Singh Sirsa, signed a Memorandum of Understanding (MoU) with Central government entity Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE).  The government has allocated a fund of Rs 50 crore for service loans worth Rs 2500 crore without the need of any collateral, Gupta explained at the event. Moving ahead, the CM said that there was no cap on the number of beneficiaries even as a target of one lakh was set initially. The Centre plans to extend 75-90% guarantee to cover the loan, while the Delhi government will provide the remaining guarantee, under this scheme. In addition to this, the scheme will cover all small and micro sectors such as manufacturing, service and retail.  To keep its financial liability in check, the Delhi government has also set the non performing assets (NPA) limit at 10%. A 50-fold Leverage To The City-based Entrepreneurs “There are lakhs of traders, manufacturers and young entrepreneurs…  ​Read MoreBusiness Archives - Trak.in - Indian Business of Tech, Mobile & Startups

The lip care products market in India has seen strong and sustained growth as consumers increasingly prioritise daily personal care routines and hydration solutions....

This Tuesday, Gujarat government announced that it will provide financial assistance of Rs 1,250 crore in the 2025-26 academic year to more than 12 lakh girls studying in secondary and higher secondary education under the Namo Laxmi Scheme. Gujarat Launching Namo Lakshmi Scheme  Basically, this scheme aims to ensure that financial constraints do not prevent girls from completing their education after primary schooling, said the State Education Department. When it comes to the Namo Laxmi Scheme, this initiative was launched under the guidance of Chief Minister Bhupendra Patel, with Education Minister Dr Praduman Vaja and State Education Minister Rivaba Jadeja overseeing its implementation. Moreover, this scheme is open to students enrolled in schools recognised by the Gujarat Secondary and Higher Secondary Education Board (GSHSEB) or the Central Board of Secondary Education (CBSE) according to the department. Further adding that the girls who are already beneficiaries of other government scholarships are also eligible, as the scheme provides additional support. It appears that the students in Classes 9 to 12 will receive total financial assistance of Rs 50,000 over four years under the Namo Laxmi Scheme. They will be providing the total support of Rs 20,000 for the Classes 9 and 10…  ​Read MoreBusiness Archives - Trak.in - Indian Business of Tech, Mobile & Startups

How FireAI is bringing real-time conversational intelligence to enterprise operationsWhen Vipul Prakash observed a large enterprise struggling to produce a simple weekly performance report, the inefficiency struck him immediately. Teams were exporting data from multiple systems, reconciling spreadsheets, correcting inconsistencies, and re-verifying figures, only to deliver the report late.“That moment revealed a deeper truth,” Vipul recalls. “It wasn’t the absence of technology that slowed decisions; it was the delay in insight. Information loses its value the moment it becomes historical. You can have all the data in the world, but if clarity doesn’t reach the people who need it, decisions slow down, accountability suffers, and organisations operate behind reality rather than ahead of it,” Prakash tells YourStory.This realisation became the foundation for FireAI. Read more.Seven Indian organisations making everyday systems work better for womenWomen’s progress in India is often imagined as loud, confrontational or policy-driven. But some of the most durable shifts come from organisations that work patiently within everyday systems like labour markets, public health, housing, urban safety, and knowledge production.By centring women’s lived realities, these groups redefine what slower, relational and practical change looks like. From organising informal workers and migrant women to embedding care within public institutions…  ​Read More​YourStory RSS Feed

B2B ecommerce company ArisInfra Solutions posted a consolidated net profit of INR 18.2 Cr in Q3 FY26, marking an over…

StartupTalky presents Recap'25, a series of exclusive interviews where we connect with founders and industry leaders to reflect on their journey in 2025 and...